Realty investment comes top

Greek households stay faithful to investing successful property, which represents 70% of their total assets, with its value estimated astatine adjacent to 500-600 cardinal euros. This is the highest percent among eurozone countries, which connected mean put 45% of their assets successful existent estate, outperforming investments successful pension plans, fiscal products and bonds, successful which they put 37% of their assets.

The situation is reversed successful Greece, with households prioritizing deposits arsenic a 2nd concern option, representing 20% of their total assets (€150 cardinal based connected August 2025 data), compared to an mean of 15% successful the eurozone.

They person invested lone 5% of their assets successful pension plans (against an mean of 25% successful the eurozone) and different 5% successful fiscal products, compared to 12% successful the eurozone (10% successful equities and communal funds and 2% successful bonds). 

Even successful countries with precocious rates of concern successful existent property such arsenic Italy, 20% of citizens’ assets are invested successful pension and fiscal products, while successful countries such arsenic Germany and France, savings rates successful pension and fiscal products scope 45-50%.

The “conservatism” of Greeks successful their concern choices is not constricted to existent estate. It besides concerns investments successful liquid assets, since, according to analyses by the wealth absorption departments of banks, Greek households clasp implicit 60% of their fiscal wealth successful cash, the highest successful the eurozone, adjacent though Greek involvement rates connected deposits are among the lowest successful the euro area. 

The percent of adults who ain concern products is very low, arsenic 8% ain shares, 5% person an concern account, and lone 2% person communal funds, while 3% person bonds, and astir 1% person bonds oregon treasury bills of the Greek state. This representation places Greece successful 1 of the lowest positions successful the European marketplace for managed funds – successful 16th among 21 countries – with lone €22 cardinal successful managed funds, compared to €44 cardinal successful Portugal (ranked 14th) and €506 cardinal successful Spain (ranked 7th).