AADE targets €3.2 billion in overdue debts – Artificial intelligence and digital tools deployed in the fight

The postulation of overdue debts owed to the Greek authorities is simply a cardinal nonsubjective for the Independent Authority for Public Revenue (AADE) this year, arsenic the authorization believes that among taxpayers with outstanding debts are besides individuals who person the fiscal means to wage but “neglect” to conscionable their obligations.

According to the 2026 Operational Plan, AADE aims, among different things, to achieve:

• Collection of astatine slightest €3.2 billion from aged overdue taxation debts.
• Collection of astatine slightest €1.5 billion from overdue VAT-related debts.
• Recovery of astatine slightest €850 million from ample debtors and targeted actions done the Special Collection and Enforcement Unit (EMEIS).
• Collection of €28 million from full overdue debts owed to Customs Administration. It is noted that 71% of debtors nether Tax Administration and 80% nether Customs Administration are already taxable to compulsory postulation measures.
• Processing astatine slightest 90% of indebtedness restructuring applications submitted done the out-of-court colony mechanisms nether laws 4469/2017 and 4738/2020.
• Periodic valuation of overdue debtors.
• Review and reassessment of astatine slightest 70% of ample debtor cases covering the past 5 years wrong the year.
• A postulation complaint of 35% connected recently overdue debts.

To summation collections, wide the indebtedness portfolio and bounds the maturation of caller overdue liabilities, AADE is relying heavy connected modern exertion and artificial intelligence.

The authorization informs taxpayers astir overdue debts and outgo arrangements done SMS messages, emails and propulsion notifications. At the aforesaid time, it applies the PARE methodology (Payment Capacity – Attitude – Recency – Event) to make elaborate payer profiles.

This strategy evaluates:

• the taxpayer’s quality to repay debts, by analyzing slope accounts, income and assets,
• past outgo behavior,
• the property of the debt,
• and important fiscal events that whitethorn person affected the taxpayer’s fiscal capableness oregon behavior.

Through the Advanced Business Intelligence (BI) and Data Analytics System, predictive models utilizing artificial quality and instrumentality learning are being developed to amended indebtedness postulation targeting. The quality to enforce physics garnishments done 3rd parties is besides being expanded, portion accusation exchanges with overseas authorities proceed done International Administrative Cooperation and targeted communal assistance requests for indebtedness recovery.

However, operational and artificial quality tools are not constricted to overdue debts. They are besides being utilized successful targeted audits and investigations done hazard investigation and lawsuit enactment for inspection. AI is additionally being utilized successful large information investigation and integer cross-checking.

According to AADE, with these caller technologies successful its arsenal, taxation audits and investigations volition absorption connected sectors and businesses with:

• large taxation gaps,
• high levels of non-compliance,
• and discrepancies betwixt declared income and existent spending.

At the aforesaid time, the Financial Transaction Control Forces, utilizing disposable systems, information and intelligence, volition lend to uncovering organized taxation evasion networks, smuggling operations and customs fraud cases. They volition besides fortify efforts against VAT fraud, undeclared labor, amerciable fiscal transactions, fraudulent subsidies and grants, arsenic good arsenic analyzable fiscal crimes.